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St. Petersburg the Great

This is a city that evokes the heyday of imperial Russia at almost every turn, with very few reminders of the Soviet era when it was known as Leningrad.

By the time we spent our two days exploring, we were certain… CONTINUE READING >> 

Written aboard the Viking Star on her voyage through Sweden, Finland, Russia, Estonia, Poland, Germany, Denmark, and Norway. Thanks to Viking Ocean Cruises for inviting us along and providing this adventure! As always, all opinions are our own.

See all of our exploits aboard the Viking Star through the Baltic Sea here.

The Church of Our Savior on Spilled Blood in St. Petersburg, Russia

Very much like when we visited China, a stop in Russia was not something we ever thought would be possible back when we were growing up.

So when we awoke on the Viking Star docked at St. Petersburg we were pretty dad-blame stoked.

This is a city that evokes the heyday of imperial Russia at almost every turn, with very few reminders of the Soviet era when it was known as Leningrad. By the time we spent our two days exploring, we were certain that would have been the way Peter the Great would have wanted it.The Peter and Paul Cathedral, St. Petersburg, Russia

Due to some quirky visa requirements, we were only allowed off of the ship with a government certified tour group, so we couldn’t go running around on our own as we usually like to. Still we feel like we managed to see almost everything we wanted to.

It is possible to get a visa that includes the freedom to roam about freely, but the process can take quite some time, and cost more than a couple of rubles.

As cruise ship passengers we could avoid that hassle, but it meant that we would be required to stay with officially sanctioned guides, so we set out with our group on an introductory tour.

The alter of The Peter and Paul Cathedral, St. Petersburg, Russia

We began at the place where the city began, at least as far as its Russian history is concerned, the Peter and Paul Fortress. Peter the Great started building his city here in 1703, immediately after taking the land from Sweden during the Great Northern War.

Thus began the home of the czars, and the capital of Imperial Russia, that more than lived up to his vision. The Peter and Paul Cathedral inside the walls of the fortress became the final resting place for all of those czars.

The tombs of the czars in St. Peter and Paul Cathedral in St. Petersburg, Russia

Perhaps that is where the old saying You can’t sling a cat in here without hitting a czar came from… oh wait, that’s not a saying.

Catherine the Great's house, the Winter Palace, is now the Hermitage Museum in St. Petersburg, Russia

Directly across the Neva River from the fortress, we got a great view of the opulent lifestyle of those Russian emperors at Catherine the Great’s house, the Winter Palace.

Her penchant for collecting fine art has made it now one of the most impressive galleries on the planet, the Hermitage Museum. Unfortunately our time constraints only gave us the chance to see the outside.

Palace Square, St. Petersburg, Russia

In front of Catherine’s incredible crib, the Palace Square spreads out as a monument to Alexander the First and the Russian victory he led over Napoleon.

The square is centered around the huge solid granite Alexander Column, which at 150 feet high is the tallest of its kind in the world. It is so heavy, about 500 tons, that it stays in place with no support or attachments.

Speaking of huge chunks of rock, our next stop featured the largest ever moved by humans, weighing in at a mere 1250 tons.The mounted statue of Peter the Great in St. Petersburg, Russia

The equestrian statue of Peter the Great in Senate Square, commonly called the Bronze Horseman, stands atop this giant boulder known as the Thunder Stone.

Just for comparison sake, that is more than ten times as big as any of the Easter Islands figures and twenty times more than the largest stone at Stonehenge.

Saint Isaac's Cathedral in St. Peterburg, RussiaWe took a quick walk from the statue over to the nearby Saint Isaac’s Cathedral, our only brief time alone, before boarding the bus to head over to our next stop, the Church of Our Savior on Spilled Blood.

The cathedral is dedicated to Saint Isaac of Dalmatia, patron saint of Peter the Great who was born on his feast day, but more than anything stands as a monument to the czar that founded the city.

St. Isaac's Cathedral in St. Petersburg, Russia is massive!

This stands as a landmark not only for its size— the largest Russian Orthodox cathedral in the city and the fourth largest cathedral in the world—but also for the gold plated dome that can be seen all across St. Petersburg.

Looking up into the dome of St. Isaac's Catherdral in St. Petersburg, Russia

There are over two hundred pounds of the precious yellow metal spread out on the thing, and more incredible gold gilding adorns the interior. To us the exterior was more impressive, and perhaps it was meant to be.The Church of Our Savior on Spilled Blood in St. Petersburg, Russia

While Saint Isaac’s was most certainly remarkable, the Church on Spilled Blood was even more eye catching. The view screamed imperial Russia with its wildly colorful onion domes, and plenty of gold gilding of its own.

The odd name comes from this being the site where Emperor Alexander II was fatally wounded in March 1881, but is not official; it is formally the Cathedral of the Resurrection of Christ.

A festive atmosphere greeted us as we waited to go inside, with performers and several animal acts working the crowd, so we were more than adequately entertained as we stood in line.

Raccoon outside of Spilled Blood church in St. PetersburgAs striking as the outside of the church had been, the interior is what truly set it apart. The walls and ceilings are covered with over 7500 square meters of colorful mosaic tiles.

This is said to be the most in the world, although folks in Missouri dispute this, claiming that the Cathedral Basilica of Saint Louis has a slight edge.

The interior of The Church of Our Savior on Spilled Blood in St. Petersburg, Russia is completely covered in mosiac tiles

As with most all of the churches in Russia, during the soviet era this was stripped of any religious significance. The building was used as a storage facility, and even scheduled to be torn down, before being saved and restored.

Judging by the crowds filing through the building, we are not the only ones who are happy they preserved it.

Looking up in to the dome of the Church of Our Savior on Spilled Blood in St. Petersburg, Russia

See all of our exploits aboard the Viking Star through the Baltic Sea here.

On our second day we set out to see how St. Petersburg is thoroughly connected to the sea. The reason Peter the Great wanted this particular spot was based solely on his desire for Russia to have a sea port and to build a navy.

Cruising the canals of St. Petersburg, Russia

As a part of this maritime vision he also designed the city to be structured around a system of canals, an idea he brought with him from time he spent in Amsterdam as a young man.

Cruising the canals of St. Petersburg, Russia

Now, hundreds of years later, we would get to see his city from those canals as we set out on a boat tour.

Even though we would be seeing many of the same highlights as yesterday, we were excited to be seeing them as Peter would have wanted us to.

We began on the Fontanka River, which was once just a small stream known as Anonymous Creek. Then Peter contained it within stonework embankments and used it to supply water to the fountains in his summer garden. That is why it was given the new name meaning Fountain River.

Cruising the canals of St. Petersburg, Russia

This stretch of water was a fantastic way to begin our day since the Fontanka is lined with the former lavish residences of Russian nobility.

It also gave us the chance to see some of the hundreds of bridges over the canals and rivers of St. Petersburg.

The Anichkov Bridge is perhaps the most famous, and one of the dozens we had to duck to get under. There was a strict rule of no standing up on this boat… unless you are willing to lose your head.

Anichkov Bridge is perhaps the most famous of St. Petersburg's hundreds of bridges

Best known for the four bronze Horse Tamers statues on that frame either entrance, the bridge was originally built of wood in 1715 and named after its engineer, Mikhail Anichkov.

The horses were added later, in the mid eighteen hundreds, after the span was reconstructed in stone.

Leaving the canal, we entered the Neva River, just opposite the Peter and Paul Fortress that we visited the day before. From the water it looked much more like an imposing fortress than the view we had when entering on land.

The Peter and Paul Fortress, St. Petersburg, Russia

This spot, where the Neva splits and flows into the Baltic Sea, is the heart of the city. From our vantage point in the water we got a perfect panorama of all of St. Petersburg, especially Catherine’s palace, before turning around to retrace our path.

Floating back we got one last look at both the Church on Spilled Blood and Saint Isaac’s Cathedral and once again felt the overwhelming awe of being in this place.

Can’t say that it made up for our lack of freedom to roam at will, but we can say that we have been to Russia.

Tell that to our duck-and-cover-drill grade school selves.

They never would have believed it.

David & Veronica, GypsyNester.com

See all of our exploits aboard the Viking Star through the Baltic Sea here.

Written aboard the Viking Star on her voyage through Sweden, Finland, Russia, Estonia, Poland, Germany, Denmark, and Norway. Thanks to Viking Ocean Cruises for inviting us along and providing this adventure! As always, all opinions are our own.

Best Places to Visit on a West Coast Adventure Holiday

From its stunning tip in Alaska to the bottom of California, the West Coast of the US has some sparkling jewels that should not be missed on any trip. CONTINUE READING >> 

From its stunning tip in Alaska to the bottom of California, the West Coast of the US has some sparkling jewels that should not be missed on any trip. For a snapshot of the cowboy lifestyle, a slower pace, and cities with immense attitude, the West is the best. Whether you decide to drive around or participate in an organised West Coast Tour, here’s a list of what not to miss in the Wild West!

The Pacific Crest Trail

The mother of all trails, this is an epic journey that takes months to complete, and within its boundaries covers most of the Pacific side of the US. With its canyons and waterways, food stations and many media representations, this is one of America’s most famous trails. Taking months to complete, this is real life-changing trekking.

The Grand Canyon

It would almost be rude to go to the Wild West and omit this jewel of America. So vast and otherworldly, it is like walking onto a film set, largely because so many films have been made there! Its sheer scale is phenomenal and always leaves visitors breathless.

Yellowstone National Park

With its diverse landscape of geysers, forest and lakes, Yellowstone is 3500 square miles of abundant flora and fauna, that is an adventure in itself.

Home to wolves, bears, elk and bison, you can get some serious nature watching under your belt with a trip to Yellowstone. Hike in lush forests by day and then soak your muscles in hot springs as the evening comes.

Viva Las Vegas

For the bright lights and gambling often associated with Vegas, a walk down the strip at night is exhilarating enough to get the adrenaline pumping!

Everything about Vegas feels three dimensional, as neon signs beckon you to various casinos, bars and eateries. Its proximity to the desert gives some incredible views, as you enjoy the buzzing city.

Death Valley

So named, in part because it is one of the hottest places on earth, Death Valley National Park is a harsh desert landscape that is completely different to the lushness of Yellowstone. Lying flatter than any other North America National Park, it is amazing to see the different species which have adapted to survive in the conditions. Recently, it was also designated dark sky park status, and is a popular spot for meteor showers.

We are happy to feature this collaborative post to offer information and ideas for our readers.

In Honor of President’s Day

In these days of crazy political partisanship, we thought it might be a good idea to honor our presidents from the past that we almost all agree were among the greats.

No place can bring out a feeling of patriotic awe like… CONTINUE READING >> 

In these days of crazy political partisanship, we thought it might be a good idea to honor our presidents from the past that we almost all agree were among the greats.

No place can bring out a feeling of patriotic awe like Mount Rushmore. The grandeur of the setting matches the achievements of these historic leaders.

For an inside look at the life of a president, it’s hard to beat the Franklin D. Roosevelt Presidential Library and Museum in Hyde Park, New York.

It was Roosevelt’s hope that by donating his home and all of his papers he could leave a library that would become an important research center, as well as a preservation of the history of his time in office.

He was certainly successful, and created a precedent where all of the presidents that followed him would also build libraries to preserve their legacies.

Perhaps a slightly less dignified tribute stands along the Interstate Highway in Kankakee, Illinois.

This Ginormous Abe Lincoln stands a whopping 40 feet high, doubling the size of his likeness sitting in the memorial in Washington, D.C.

From up there he can really keep an eye on the Land of Lincoln.

Our guess is that he would also ask us to put aside our differences, at least for his day, and celebrate this great country that we all share…

…and the leaders who shaped it.

David and Veronica, GypsyNester.com

The Best Destinations for Luxurious Adventure Holidays for the Entire Family

When you take the whole family on holiday, you want to make sure everyone’s catered for.

Here are some of the top destinations for these types of holidays… CONTINUE READING >> 

When you take the whole family on holiday, you want to make sure everyone’s catered for. And this often means Mom and Dad have to sacrifice some of their home comforts in order to keep the kids happy. But this doesn’t have to be the case. There are a number of family holidays that incorporate adventure with luxury, so the kids are entertained and Mom and Dad are deservedly indulged.

Here are some of the top destinations for these types of holidays:

South Africa

Giraffes grazing on trees in Kruger National Park in South AfricaIf you’re a family that loves to get back to nature, South Africa is the ultimate destination for you. With vast open plains, jaw-dropping safaris and incredible wildlife on offer, this type of family adventure holiday is one you’ll all remember for many years to come. Add to this with luxurious camps and the chance to relax by the beach after your safari, and you’ll soon see why these holidays have got everything you could wish for and more.

Europe

The Colosseum in RomeIf you want to do a bit of sightseeing but don’t want to travel too far, Europe is a must. You can discover the hidden cultures of its ancient cities whilst staying in five-star accommodation. And there’s plenty of room for adventure too. Companies like Exsus Travel Limited offer a number of adventure-inspired holidays such as biking and hiking through Switzerland’s stunning Alpine scenery, journeying through Iceland on a sleigh pulled by huskies, swimming in the sea off the coast of Croatia or sailing around Turkey.

Australia

A kangaroo at the Lone Pine Koala Sanctuary in Brisbane, Queensland, Australia

Christmas is the perfect time to go to Australia, experiencing the sun, sea and sand whilst the temperatures plummet in the U.K. At the height of summer, you can enjoy the diverse things on offer at the other side of the world, including beautiful, sandy beaches; dramatic coastlines; colorful wildlife and vibrant cities.

Costa Rica

A capuchin monkey spotted in Manuel Antonio National Park, Costa Rica

For the truly adventurous family, Costa Rica is a must-visit destination. Providing you with the opportunity to go white-water rafting, see active volcanoes, discover hidden forests and zip line above canyons, there’s something for everyone. You won’t want to miss the wildlife either as you can witness the phenomenon of turtles laying their eggs on the sandy beaches. And the best part is, you can enjoy all this whilst staying in beachfront lodges and treehouses that provide you with all the luxury and excitement you could ask for.

We are happy to feature this sponsored post to offer ideas for great destinations to our readers.

Organising Your Activities When Your Grandchildren Stay

There are of course lots on individual hobbies you may be interested in taking up such as knitting, reading walking, collecting antiques or even playing golf or fishing… CONTINUE READING >> 

Whilst you are often going to be looking forward to when any grandchildren you have come to say, if they are staying for longer than a night or two then you are going to have to reorganize all of your favorite activates or even put them off until they return home!

If those activities are ones that you can take the grandchildren to then you will probably want to do so as they will often find hobbies such as bowling, cycling or even rambling fun and entertaining! You may even find they have green fingers and will love helping out in the garden.

However, if for example you like playing the odd game of bingo you will of course be aware that the little ones are not going to be allowed in any venues at which bingo can be played, and probably would not appreciate being left outside to amuse themselves whilst you get your bingo playing fix!

With that in mind you should plan ahead if playing bingo is something you enjoy doing from time to time as you are of course going to be able to play from the comfort of your own home on any PC, laptop or even mobile device you own.

Whilst you will probably not want to sit down and get stuck into playing bingo whilst the kids are awake, when they finally do go up to bed that will be the ideal time to kick off your shoes, settle down into your favorite armchair, fire up the computer or mobile device and then get stuck into playing all of your favorite bingo games.

Most Common Retirement Pastimes and Hobbies 

With millions of Baby Boomers approaching retirement age you will find there are plenty of activities, pastimes and hobbies that the newly retired can take up, and if you are now planning your golden year’s maybe you are thinking of something new to do when working is no longer an option.

With that in mind let us give you a few ideas in regards to something new you can take up and actively get involved in.  Volunteering is something you may be interested in doing, for they do say you should keep your mind active after you retire and there are many charitable organisations always seeking volunteers.

If you have a sprawling garden or even a small vegetable plot then you may be interested in spending more time pottering about in the garden, just keep in mind many newly retired people can spend a small fortune on their gardens and as such if that is something you are interested in doing always set yourself a budget for your gardening activities as you may find those costs spiraling out of control!

Home improvements are also something many retired people will get involved in, and if your husband has just retired then you probably already have a huge list of DIY tasks for him to complete, that he often put off doing whilst he was working day in day out!

There are of course lots on individual hobbies you may be interested in taking up such as knitting, reading walking, collecting antiques or even playing golf or fishing. A married couple will probably find they do look forward to getting away from their other half when they do have a hobby that gets them out of the house, so as well as considering a hobby you are your wife or husband can do together, also consider doing something on your own!

Back to Playing Bingo 

If you do fancy playing bingo from home or in fact wherever you happen to be on your mobile device, then it will pay dividends for you to know the difference in regards to what many different bingo sites are going to be offering you as a player

You may enjoy the camaraderie of playing bingo with your friends or family members, and with that in mind if you do want to play online then you will be best off selecting a bingo site offering a chat room, for that way you are going to be able to fully interact with other players logged into that site.

Also, you will want to have the chance of playing bingo in an affordable way and that will require you to sign up to a site offering very low ticket prices, but also sites at which you can win some huge jackpots even when playing for low ticket prices.

With all of the above in mind we think you are going to have a fully rounded bingo playing experience when logged onto any of the many top rated bingo sites that give away Bingo Bonuses for all of those sites are going to be licensed and regulated so above all else they will be offering you a safe and secure gaming experience and will adhere to the very highest of standards.

Staying Safe and Secure Whilst Silver Surfing 

One aspect of you being a Silver Surfer is that you may be wary of using your credit or debit card online when making purchases of any type which could include when making a deposit into a bingo site or simply when paying for an order at an online store.

What you will find when you make such purchases or transactions at sites that are owned and operated by major companies is that all of your card details and your personal details are going to be encrypted before being sent, so when you enter such details into an online order form or when using a bingo sites banking interface no one can intercept and make use of that information.

So with that in mind only ever utilize the services of companies or bingo sites that belong to or are owned and operated by a well know company, as you will never run into any problems when using those sites and will also find they offer an around the clock customer support service in case you ever do have any questions or need any advice.

We are happy to feature this sponsored post to offer ideas for fun to our readers.

7 Simple Tips to Follow While Accessing and Exchanging Your Money Abroad

Although most of us would like to travel often, the truth is that not many of us can plan multiple trips in a year. This means that it’s even more vital to get the best price possible while exchanging your hard-earned cash for foreign currency. CONTINUE READING >> 

Although most of us would like to travel often, the truth is that not many of us can plan multiple trips in a year. This means that it’s even more vital to get the best price possible while exchanging your hard-earned cash for foreign currency. The best way to know the current market rates and the fees that you’re expected to pay for exchanging currency abroad is by visiting a currency exchange compare site like MoneyTransfer.org.uk.

We’ve also outlined a few simple tips that can help you in exchanging your currency while you’re travelling.

#1: ATMs are still the best choice and we’re not kidding, here’s why:

Although some banks charge high fees to withdraw money internationally, ATMs still remain the cheapest option for converting your currency abroad. In addition to high fees, you also need to be aware of the foreign transaction fees per withdrawals, plus a premium if you’re withdrawing from a non-partner ATM or a different bank ATM.

That being said, many banks offer credit cards or forex cards that can be used internationally with minimum currency exchange fees. These cards have been created for people who travel abroad often and need an economical way of converting their local money into foreign currency. You’ll need to ask around and find out which banks have good offers. But always remember to read the fine print so that there are no surprises.

#2: Stay away from ‘No-Fee’ Bureau De Changes

If you see a sign that says “no-fee” currency exchange, the first thing that you need to do is check the rates that they are offering. More often than not, they will be much higher than the ones available at the banks as well. It’s always a good idea to check what the current exchange rates are so that you know how much higher these currency exchanges are charging.

Online compare sites like exchangecurrency.com can give you an idea of the current rates that change on a daily basis. Usually, you’re expected to pay anything between 4% and 9% of the total amount that you plan to exchange in to a foreign currency.

While converting the foreign currency back in to your local currency, you’ll need to pay exchange fees again. So, keep that in mind while exchanging foreign currency. We’d recommend you exchange an amount that’s needed on a daily basis only.

#3: Before travelling ask your bank to increase your withdrawal limit

You never know when you may need a considerable amount of money while travelling. So, it’s always good to let your bank know that you’ll be out of the country. That way if you withdraw more than normal, they will not block your account due to suspicious activity. You can call your bank and also ask them to raise your withdrawal limit for the period you’ll be travelling. Many banks will increase your withdrawal limit temporarily. This way you can safely withdraw as and when needed.

#4: Avoid cash advance on your credit card as much as possible except in a worst-case scenario

Taking cash advances in a foreign currency is a strict no-no. As mentioned above, you’ll be charged a certain fee when you withdraw from the ATM. But the additional charges don’t stop here. You’ll also be charged a percentage over and above your withdrawal as a foreign-transaction charge. Moreover, you’ll start paying a very high rate of interest the moment you get the cash. Sometimes the rate of interest can be up to double the regular interest amount that you’d be charged on your credit card.

Overall, a cash advance on your credit card internationally is a pretty bad deal. Try and avoid it as much as you can, unless absolutely necessary.

#5: Use credit cards for large amount purchases

When you buy something abroad and pay through your credit card, you can be charged a foreign-transaction fee of anything between 1% and 3%. However, this is still probably the safest as well as the cheapest way to buy something that costs a lot.

More often than not, you’ll always be ahead on the conversion since credit cards are known to add their fees over the Interbank rate. So, you’ll end up getting a great exchange rate even though you’ll be paying additional fees.

Certain banks don’t charge anything extra in spite of international purchases except the 1% that MasterCard and Visa charge. On the other hand, there are other banks that can really make you pay through your nose. So, always check the fine print before using your credit card abroad.

#6: You should never opt for Dynamic Currency Conversion

Commonly known as DCC, dynamic currency conversion gives you the option to charge you in your home currency. But never use this option! Always ensure that you’re charged in the local currency. DCC not only gives you a lousy exchange rate, but it also includes hidden fees. Moreover, your bank will charge you its fees for a foreign-transaction abroad anyway. So, in effect, you’ll end up paying much more than you actually bargained for.

#7: Don’t buy anything using your debit cards abroad

While using your debit card to withdraw is perfectly fine, using it to make purchases should be avoided. Here’s the thing, if you’re charged a wrong amount by mistake, there’s no doubt that your account will be debited immediately. But getting that wrongly debited money back into your account could take days. It’s always better to avoid this situation rather than not have money to spend when you’re travelling.

You need to know that whether you carry cash or traveller’s cheques, use your debit or credit card abroad, you’ll need to pay the currency exchange fees either in your home country or abroad. So, the best way to lower your currency exchange fees is by visiting sites that let you compare different rates. This will help you get the best deal available at the time.

We are happy to feature this sponsored post to offer information about currency exchange to our readers.

The Best Methods for Sending Money When Emigrating

Whether you’re moving for work or retirement, you honestly don’t want to add the burden of how to exchange foreign currency and access your money in a foreign land.CONTINUE READING >> 

Leaving your entire life behind and emigrating to a new country for a better life can be intimidating as is. Whether you’re moving for work or retirement, you honestly don’t want to add the burden of how to exchange foreign currency and access your money in a foreign land.

In fact, that should be the last thing on your mind since anyway you’ll have to deal with other more important decisions. This is when having a concrete plan in place will help when you want to move your financial assets to your new home.

You don’t have to spend a considerable amount of money in currency exchange fees just to transfer it to your new home. There are a number of currency exchange sites like moneytransfer.org.uk that let you compare the different transfer fees and then decide which best suits you.

Transferring Money When Emigrating

There are many ways in which you can transfer funds overseas or access your money abroad. However, there are certain options that can seem quite lucrative at the time, but will end up being much more expensive in the long run.

For instance, if you’re considering withdrawing your cash from foreign ATMs, then it’s not a very cost effective plan, especially in the long run. Using your bank can cost you hundreds in currency exchange fees.

If you want to maximise both your small as well as big foreign currency exchanges, you should consider approaching a currency broker. And not just any one, only the ones that are credible and can be trusted with your hard-earned money!

You should know that these brokers are experts in their field. Contrary to popular belief, they don’t complicate things further. In fact, they simplify it as much as possible and help you save a significant amount of money.

How to Identify Reputed Currency Exchange Brokers?

The first thing that you should look out for is how easy and straightforward it is to sign up with them. A reputable broker will not charge you anything for signing up. If you’re asked to pay a sign-up fee, then you should stay away from them.

The second thing that most good brokers offer you is free consultation with no obligation. They should help you understand the process and figure out the most cost effective solution for you to transfer your funds abroad, even if you don’t guarantee that you’ll use their services.

For instance, if you’re emigrating to Australia and need the money for accommodation and day-to-day expenses, a good foreign currency broker should be able to transfer your money at a competitive rate. In fact, their rates should be lesser than that of a bank’s currency exchange fees that can go up to 3%.

Additionally, the brokers also end up offering specialist services that can prove to be very beneficial. An example of this service is something that lets you transfer a big amount at a favorable exchange rate.

Essentially, what the brokers are able to do is let you ‘fix’ a good rate as much as two years in advance of transferring the funds. Then all you need to do is wait until the exchange rate that you were interested in moves in your favour. At this point, you can ask your broker to fix it for you. Once the broker fixes the exchange rate, you can then transfer your money abroad without worrying about any negative shifts in the forex market. You’ll not end up losing due to that!

Since you’ll be emigrating, this form of ‘fixing’ the rate will be very useful. This way, you’ll know the exact amount that you’ll get for your currency exchange. It will also help you budget and plan your move accordingly.

Setting Up Regular Overseas Payments Account

Foreign currency brokers also enable you to set up something called as a Regular Overseas Payments account. This account is very useful if you’re moving abroad, but need to transfer funds from there on a regular basis. Maybe you need to manage your mortgage payments, move pension payments or pay international school fees, for instance.

This specialist service lets you transfer money on a quarterly or monthly basis. Of course, exchange rates will apply, but with this service you can get a competitive rate, without the additional cost of commission or transfer fees.

For transferring funds abroad, banks usually levy charges ranging from £10-£40 per transaction. Hence, with a Regular Overseas Payments account in place, you can potentially save hundreds over the course of a year in transfer fees alone.

Shopping Around for the Best Foreign Currency Exchange Rates

Comparing the various currency brokers and their reviews will help you get to know them better. This will also help you get the best exchange rate possible. Plus you can learn about the various services that they are known for and choose a broker accordingly.

Some are able to offer a same-day global transfer service, while some can customise a solution and plan that best suits your situation. Some forex brokers let you request a quote from them, while some provide a dedicated point of contact.

So, based on what you’re comfortable with, you pick a forex broker accordingly while emigrating.

Are there any other options?

Yes, there are. You can get in touch with your bank and find out what they have to offer. But more often than not their exchange rates as well as the fees will be comparatively higher than a foreign currency broker can offer. This is why many people pick a broker over their own banks.

No matter what you decide and where you emigrate to, you need to take the time to look around, compare the various options and then decide the best method to move your money abroad. After all, emigrating costs a lot and if you can save money while transferring your funds through a cost-effective plan, then why not?

We are happy to feature this sponsored post to offer information about currency exchange and transfers to our readers.