These Simple Ways Will Help You Save A Lot

While we all love to do our fair share of shopping, you can only shop to your heart’s content when you save enough money. Saving a designated amount every month can help you get that dress that you have been eyeing on for so long. Most of the young generation seems to have lost the idea of saving up and instead loves to get the necessities in order with the help of credit card and other such means. This will not only get your salary and hard money on the roll but will always keep you busy in paying bills months after you have stopped using the product. Here are a few simple ways that can help you get the best saving ideas so that you can buy without worrying too much.

Stop impulsive shopping: We all know the feeling of walking past by our favourite brand stores in the mall and ending up with a bag full of things that we do not need. Millennials suffer from this habit of impulse shopping. Not only is this bad for your upkeep of the latest trends in the market but it also leads to an imbalance in your monthly budget. If you keep spending money on impulse, you are likely to use your credit card for things that you might need during the month. It leads you into the big billing cycle for your credit card.

Shop during the discount season: Gone are the days when discount on your favourite brands was a one of two times affair during the year. These days the discount offers run every few months, and you can easily procure the same items for a much lesser amount than you would buy when it was fresh off the stock. The rule applies to both online and offline stores. When shopping online, you can ‘wish list’ the products that you love and wait for them to go on sale. The leftover money in this process will help buy more things than you can imagine. Hence, it is best to make the smart move of shopping when there is a sale on brands.

Keep a tab on the money spent: One of the best practices is to keep a track on the money spent during the month. When you develop a habit of noting down the expenditure done during the day, it will subconsciously run in your mind as a check post to ask, “do I this?”. If you can put it off for a while and save the money, you will have a good sum of money collected at the end of the month. It is also helpful for those who end up using the reserve money kept for emergency purposes. To help you keep track of money, there are applications available for free in the market that can instantly be updated when you shop so that you do not forget to do any entries. Moreover, these applications also come with an inbuilt alarm to warn you if you go overboard with the set limit on the application. It is one of the most convenient and helpful ways to save.

Ask yourself before you make the purchase: As mentioned earlier in the article, it is essential to ask yourself if you need the product. Evaluate the whole situation before swiping the card. If you can wait for a few months before you make the purchase, you should save until you have enough money. Secondly, you should make a priority list of things and check if other items are more important than the one that you are spending the money on, right now. If you feel that other things need your attention, then spend on the necessities before you spend on indulges.

If you keep these few basic pointers in your mind while heading out for shopping, you are bound to get over the habit of impulse buying within a few months. You will also develop a habit of keeping the credit card for emergency use only. Trust us when we tell you that these are a few things that you should learn with the perks of your first job so that you can be ahead of the game.

We are happy to present this collaborative post to offer valuable information to our readers.

Delve Deeper: Tags

Did you enjoy what you just read? Then you'll LOVE our book!
Going Gypsy: One Couple's Adventure from Empty Nest to No Nest at All Going Gypsy One Couple's Adventure from Empty Nest to No Nest at All 

- See how it all began!
ORDER NOW - Wherever Books Are Sold!
Amazon - Barnes & Noble - IndieBound - Books-a-Million
Also available as an audiobook from

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.