Let’s Spend Money and Have Fun!

Most people spend their lives saving for retirement but don’t know how to spend it without risk. The book aims to educate people about their finances to give them confidence in their decisions.

When it comes to retirement time, there are a lot of different questions that could arise for people.

      • What am I going to do with all of this free time?
      • Am I ready to retire?
      • Will I have enough money?

Money matters can be complicated, and many people don’t know the answers to most of their financial questions. While some might be afraid to hear the answers, these answers help streamline their financial planning. Everyone is at different stages of the retirement journey. Brad Gotto, CEO + Founder of Fiat Wealth Management in Wayzata, MN, has written a book about his experience in the financial planning industry, sharing what he has learned and thinks is important for others to know.

Spending Money and Having Fun: Your Practical Guide to a Fearless Retirement by Brad Gotto is now on the market, helping people just like you figure out their retirement plans.

You may be wondering, is this just another finance book about numbers and counting money? No.

It focuses on the opposite of what most people think of when they hear the word RETIREMENT. Gotto writes about the GOOD in retirement, and the practicality of how to enjoy your life once this stage approaches.


This is the main focus of Gotto’s book.

He lays out just what kinds of obstacles are ahead for retirees and how to deal with them, so you can go ahead and get this party, otherwise known as retirement, started!

After years of hard work, long hours, and countless sacrifices, you are at the threshold of a monumental milestone: retirement. Are you ready?

Sure, you have hired the right advisors and learned how to stockpile money. You have thought about taxes, healthcare, Medicare, and Social Security. But how will you make your paycheck last forever? What is your plan to turn savings into income? How will you spend your days without work commitments or obligatory schedules?

You have saved a big pile of money for a lifetime. Now it is time to spend it.

In Spending Money and Having Fun, Brad Gotto teaches you how to be smart about spending so you can stop worrying and live the life you want. Old habits are hard to break, but Gotto helps you embrace the counterintuitive and build new habits to support your next chapter.

You’ll learn how to change your mindset around spending, create boundaries that buy you freedom, and gain peace of mind with concepts that take the guesswork out of your financial requirements.


    • If you’re preparing for retirement or recently retired.
    • If you want to learn how to ACTUALLY enjoy retirement.
    • If you feel like retirement is going to take the joy out of your day to day life.
    • If you’ve ever felt anxiety regarding your financial stability.
    • If you need some sort of peace of mind regarding the uncertain future.

Do you want to gain more knowledge about preparing for retirement AND how to enjoy life in retirement? Order your copy of Spending Money and Having Fun by Brad Gotto today!

Brad Gotto, Retirement Income Certified Professional (RICP), founded Fiat Wealth Management in 2009 to help clients align their money with their personal beliefs. He uniquely applies techniques in behavioral finance, investigation, and mathematics to unlock personal freedom. Host of the podcast, Every Day is Saturday, Brad provides financial education workshops for families free of charge throughout the Twin Cities, where he lives with his wife, Christy, their two sons, William and Hudson, and their Golden Retriever, Kinnick.

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