If you suffer injuries in a car accident caused by a negligent road user, it is always right to consult a car accident attorney to help you in an injury claim. Remember, insurance companies have lawyers to represent them when evaluating your injury claim. Therefore, you also need to hire a reputable lawyer to level the playing field during car accident arbitration.
If you decide to do it by yourself, you can be assured of facing a team of experienced attorneys who have handled a significant number of cases for insurance companies. In such a situation, you will be at their mercy; since you are not familiar with court hearings or your legal rights. Such lawyers have spent the better part of their life negotiating claims on behalf of their clients, so you will find it challenging when mounting a sound argument against them.
Hiring an experienced accident lawyer is paramount to winning an injury claim. Here are the benefits of hiring a car accident attorney.
Handle the Insurance Company on Your Behalf
As a car accident victim, you should view insurance companies as profit-making organizations. Insurance adjusters are smart in negotiating insurance settlements on behalf of their employer. Their negotiation process involves trying to reduce what a victim is paid or even refuting a well-grounded claim.
In addition, insurance adjusters are cunning; they might take advantage of your naivety by tricking you into making an incriminating comment that could negatively impact the settlement you deserve. Hiring an attorney to represent you can have a significant impact on the outcome of your claim.
Determine the Actual Value of Your Injuries
It is daunting to determine a settlement that is equivalent to the losses suffered. The motive of insurance companies is to convince a victim to accept a settlement that is not equitable.
An attorney who has handled a considerable number of injury claims can quickly determine the actual value of your claim. A lawyer will not accept a compensation offer that does not offset all your losses. The real value of your claim should include losses incurred in the past, and those that are likely to be suffered in the future.
File a Personal Injury Lawsuit if It’s Needed
An attorney can help you explore all legal options at your disposal. If an insurance company is not willing to make a reasonable compensation offer, a car accident lawyer can take the matter to a court of law on your behalf. Such a lawsuit is geared towards helping you get equitable compensation.
In most cases, filing a lawsuit will pressure insurance adjusters to make a sensible settlement offer.
Negotiate an Appropriate Settlement
A reputable lawyer will enter into negotiations with other legal professionals to make sure you receive the deserved compensation. Remember, an insurance adjuster is there to fight for the interests of his client. Therefore, you need a trusted car accident attorney that can match the prowess of insurance adjusters in negotiating a fair settlement. If you decide to do it on your own, you are likely to settle for less since you don’t know how such calculations are carried out.
Prove Liability for Your Damages
The most difficult part when negotiating an injury claim is to show with a preponderance of evidence that another person was at fault. This is the fundamental part of an injury claim. An insurance company will only compensate you if the actions of another caused the injuries.
It is human nature to shift blame and car accident injury claims are not an exception. It is, therefore, challenging to prove that another’s actions caused your injuries.
A competent car accident lawyer will screen evidence to determine who caused your damages. Determining that another’s negligence caused the accident is not enough to warrant compensation. You need to build a strong argument and obtain the necessary evidence to support your case. Your attorney will better handle all this.
Laws and Regulations Relevant to Your Claim
Insurance companies are expected to uphold all the clauses in an insurance contract. Interpreting such contracts requires someone with legal knowledge. A lawyer is equipped with the necessary skills to read through the contract and analyze it.
There are some laws and regulations that revolve around a car accident that only an attorney can identify and use to your advantage.
We are happy to present this collaborative post to offer valuable information to our readers.